Is Synerprise Consulting Services Hurting Your Credit?

Updated

Call for a free consultation to learn how to remove inaccurate negative information from your credit report.

Who is Synerprise Consulting Services?

Synerprise Consulting Services, Inc. (SCS) is a debt collection agency based in Plano, Texas. The firm specializes in recovering outstanding debts from consumers who have not met their payment obligations.

If you find SCS listed on your credit report as a collections account, it generally means there’s an outstanding debt that SCS is attempting to recover.

Who does Synerprise Consulting Services collect for?

Synerprise Consulting Services primarily provides its debt collection services to businesses in the healthcare industry. Their clients could range from hospitals to private clinics, and even pharmacies.

Is Synerprise Consulting Services legit or a scam?

Synerprise Consulting Services is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Synerprise Consulting Services from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Ready to Clean Up Your Credit Report?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Synerprise Consulting Services, Inc. (SCS) Contact Information

Address:

Synerprise Consulting Services, Inc.
2809 Regal Rd., Ste. 107
Plano, TX 75075

Phone number: (972) 985-0100

Should I contact or pay Synerprise Consulting Services?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Synerprise Consulting Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Synerprise Consulting Services on behalf of their clients.

Will Synerprise Consulting Services sue me or garnish my wages?

While Synerprise Consulting Services, like any debt collection agency, has the ability to take legal action to recover a debt, this is usually a last resort. Initiating a lawsuit is expensive, time-consuming, and doesn’t guarantee the recovery of the funds owed.

Before resorting to a lawsuit, the agency will typically make several attempts to collect the debt through other means, such as phone calls, letters, and negotiation of repayment plans. If these efforts fail, and the agency chooses to sue, and if they win the case, wage garnishment or a lien on your property could be potential outcomes.

Synerprise Consulting Services, Inc. Complaints

Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Synerprise Consulting Services, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Synerprise Consulting Services, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Synerprise Consulting Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Synerprise Consulting Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Synerprise Consulting Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Synerprise Consulting Services From Your Credit Report Today!

Credit Saint offers assistance with disputing SCS collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.

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