Who is Vengroff Williams?
Vengroff Williams, Inc. (VWI) is a third-party debt collection agency that has been operating in the industry for several decades. Their headquarters is located in Sarasota, Florida, but they also maintain offices in Anaheim, California; Commack, New York; and Lincolnwood, Illinois.
If you have an unpaid debt that has been sold or transferred to VWI, they will appear on your credit report as a collections account. This can occur if a bill that you owed went unpaid for a substantial period.
Who does Vengroff Williams collect for?
Vengroff Williams collects consumer debt for a broad spectrum of companies across multiple industries. These include, but are not limited to, financial institutions such as banks and credit card companies, healthcare providers like hospitals and medical clinics, as well as various retail businesses.
Is Vengroff Williams legit or a scam?
Vengroff Williams, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Vengroff Williams, Inc. from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Vengroff Williams, Inc. (VWI) Contact Information
Address:
Vengroff Williams, Inc.
2211 Fruitville Rd
Sarasota, FL 34237
Phone number: (941) 363-5200
Should I contact or pay Vengroff Williams?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Vengroff Williams, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Vengroff Williams, Inc. on behalf of their clients.
Will Vengroff Williams sue me or garnish my wages?
Vengroff Williams, like other debt collection agencies, is entitled to sue for unpaid debts. However, it’s not an action taken lightly, and the company will usually try other collection methods first. Remember, legal action is often seen as a last resort, and many debt collectors prefer to work out a payment plan or settlement.
If they win a lawsuit against you and obtain a judgment, they might be able to garnish your wages depending on the state you live in. However, many factors can influence this outcome, including the size of the debt, your ability to pay, and your state’s laws regarding wage garnishment.
Vengroff Williams, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a collection agency is harassing you, you should consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Vengroff Williams, Inc.
Vengroff Williams must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that debt collectors don’t take advantage of you. In particular:
- It is a violation of federal law for Vengroff Williams to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Vengroff Williams cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Vengroff Williams must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Vengroff Williams cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Vengroff Williams From Your Credit Report Today!
Credit Saint offers assistance with disputing VWI collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
