Identity theft is more than just a digital threat—it’s a growing problem that affects millions of people every year. In fact, the Federal Trade Commission (FTC) reported over 1.4 million identity theft cases in 2023 alone, highlighting how critical it is to protect your personal information.
With so much of our daily lives happening online, identity theft protection services like IdentityForce offer a comprehensive solution to safeguard everything from your credit score to your personal data. Whether you’re worried about hackers, fraudsters, or simply want peace of mind, identity protection has become an essential step for maintaining digital security.
Overview of IdentityForce Features
IdentityForce’s identity theft protection service has five different branches of services it provides to its members. They are Monitor, Alert, Control, Recover, and Credit.
Monitor
The Monitor branch constantly scans for identity theft and stolen personal information. IdentityForce provides 24/7 Dark Web monitoring and alerts while offering protection against various types of fraud. Some key features include:
- Personalized Action Plan: A step-by-step guide to identity protection based on your breach history.
- Personalized Identity Safety Score: Get an identity safety score based on past breaches to better assess your risk.
- Advanced Fraud Monitoring: Constant monitoring for signs of potential fraud and misuse of your personal information.
- VPN for Mobile: Secure your online activity with IdentityForce’s VPN for mobile, which offers enhanced online security.
- Phishing and BotNet Monitoring: Protection from phishing attacks and botnet threats, keeping your information secure from these common cyberattacks.
Alert
The Alert branch is the aspect of IdentityForce that informs you whenever you are at risk. IdentityForce can send alerts to either your phone, computer, or tablet.
- Bank and Credit Cards Activity Alerts
- Smart SSN Tracker
- Junk Mail Opt-Out
- Identity Threat Alerts
- Fraud Alert Reminders
Control
This branch helps you control who can access your personal and financial information online. In addition to monitoring and alerts, it includes:
- Personalized Action Plan: A customized plan that gives step-by-step instructions based on your specific breach history.
- VPN for Mobile: Protect your browsing activity with a VPN designed for mobile devices, adding an extra layer of security.
- Phishing and BotNet Monitoring: Keeps your devices and identity safe from phishing attempts and botnet threats.
Recover
IdentityForce’s Identity Theft Restoration and Insurance division provides 24/7 assistance to help you restore your identity. This includes a Personalized Action Plan to guide your response in case of a data breach, as well as support from Dedicated Restoration Specialists who handle the paperwork and recovery process for you.
Credit
Only included with the UltraSecure+Credit option, the Credit division of IdentityForce is designed to give you full visibility into your financial profile. You’ll receive alerts whenever your credit score drops or a negative entry appears on any of your credit reports. This eliminates the need to monitor each bureau separately, as IdentityForce combines everything into an easy-to-use online portal.
- Credit score simulator
- Daily TransUnion credit reports and scores
- Quarterly credit reports from all three bureaus: Equifax, Experian, and TransUnion
This ensures you’re consistently informed about your credit standing and can quickly address any issues.
IdentityForce’s Protection Plans
There are two different identity theft protection plans you can choose from that utilize some or all of the branches above. Here’s how each one breaks down so you can choose which one sounds right for you.
IdentityForce UltraSecure
UltraSecure includes a 30-day free trial, allowing you to try out the service risk-free. After the trial period, you’ll be charged $19.90 per month or $199.90 per year. If you do not cancel before the trial ends, your chosen plan will be billed automatically. Make sure to cancel before the trial period is over if you do not wish to continue.
IdentityForce UltraSecure+Credit
UltraSecure+Credit is IdentityForce’s most popular product and comes with every branch (including Credit). You can get it for $34.90/month, or save a bit by paying for an entire year’s worth of services at once. The annual price is $349.90.
How IdentityForce Protects Your Identity
After your order is complete, IdentityForce emails you a link to your unique online member dashboard. To complete your profile, you’ll need to input your personal information. The portal is highly secure and is done in this way so that no one ever sees your details but you.
If you do it over the phone or through the mail, you run the risk of your mail being lost or seized, or worse, someone trying to impersonate IdentityForce and stealing your information on the spot.
After you’ve enrolled, you’ll be texted or emailed anytime there is any suspicious activity linked to your identity. After you confirm the transactions aren’t yours, IdentityForce takes immediate action to secure you, your information, and all of your accounts.
Every month after you enroll, the identity theft protection company will update you on all account activity, including past alerts, and send you a summary of each benefit you receive as a member. Membership includes 24/7 access and support. In addition, you will always be able to log in to your online portal to read about alerts and worldwide news updates pertaining to identity theft and trending scams.
Is the UltraSecure+Credit plan worth it?
To get the credit score and credit report monitoring service added on is only $6 more a month. So if you’re considering getting a loan or line of credit in the not-so-distant future, then UltraSecure+Credit is a solid investment in your security. This includes any major financial decision such as a mortgage, auto loan, or even a new credit card.
Yes, the three credit bureaus each produce their own credit report for borrowers, and you can get a free credit report from each of them once a year through AnnualCreditReport.com. However, the credit report does not include your credit scores, and if you want to monitor your report more than once a year, you’ll have to pay extra. Prices for these services can range from $15 to $40. So, going with IdentityForce will save you money.
Unique Advantages of Choosing IdentityForce
IdentityForce offers a family plan that extends protection beyond just the primary account holder. The family plan covers an additional adult and up to 10 children under 18, providing extensive identity monitoring across the Dark Web and social media for each family member. Key features of the ChildWatch service include:
Insurance Coverage: Each child covered under the family plan receives up to $1 million in identity theft insurance, providing financial protection against losses from identity theft.
Social Security Number Monitoring: Tracks your child’s SSN and notifies you if it’s used for fraudulent activities, such as being associated with another address.
Dark Web Monitoring: Monitors your child’s personal information across the Dark Web to detect any potential identity theft.
Account Restoration: If your child’s identity is compromised, IdentityForce’s dedicated restoration specialists help recover their information and restore their accounts.
IdentityForce Reviews
When it comes to choosing an identity theft protection service, hearing from those who’ve already taken the plunge can be incredibly insightful. Real users offer unfiltered perspectives, giving us a glimpse into their experiences with these services. This firsthand information is essential for making an informed decision.
A standout feature of IdentityForce is its impressive A+ rating from the Better Business Bureau (BBB). This high mark signals top-notch customer service and a company that genuinely cares about its clients’ experiences. Additionally, the scarcity of complaints against IdentityForce speaks volumes about their efficiency and reliability. To get a more rounded view, it’s worth exploring various review platforms where more opinions and experiences with IdentityForce are shared.
Bottom Line
IdentityForce stands out in the market for identity theft protection with its robust offerings. The option to add credit monitoring to your plan for a nominal increase in cost is particularly appealing, enhancing the overall protection. This feature, coupled with the standard services, provides a well-rounded defense against identity theft.
An especially noteworthy aspect of IdentityForce is the inclusion of ChildWatch at no extra cost. In an era where online threats are a real concern for individuals and families alike, this feature is invaluable.
For a reasonable monthly fee of $19.90, IdentityForce offers an efficient way to protect not only yourself, but also your family. Considering how prevalent digital risks are today, IdentityForce could be a critical step to securing your family’s digital safety.